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Tata Capital and Tata Motors Finance set to merge within a year

7 Jun 2024

The Board of Tata Motors Limited (TML), Tata Capital Limited (TCL), and Tata Motors Finance Limited (TMFL) approved the merger. However, they still need the nod from SEBI, RBI, NCLT, and the shareholders and creditors of TMFL and TCL.

The Board approved the merger of TCL and TMFL under the National Company Law Tribunal (NCLT) arrangement scheme, which allows a company to restructure its business, assets, and liabilities. The process will take 9-12 months to complete.


TCL is among India’s biggest Non-Banking Financial Corporations (NBFCs), while TMFL offers financial services to dealers and vendors of new and old private vehicles (PVs) and commercial vehicles (CVs). The merger will help TCL establish itself in the CV and PV segment, offer growth opportunities to its employees, and improve products for customers. Tata Motors will be able to focus on its core business and emerging technologies.


In FY2024, TCL reported a profit after tax of ₹3,150 crore, while TMFL recorded ₹52 crore. As per the merger, TCL will issue equity shares to TMFL. Tata Motors will secure 4.7% in the merged entity.


In March, Tata Motors split its CV and PV businesses.

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